I recommend this book to: Anyone under the age of 35.
Because: Nobody does the basics better.
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I recommend this book to: Everyone struggling with having/earning/saving enough money. Unlike most personal finance advice books, Stanny targets most of her advice to the self-employed, which is especially useful for sex workers.
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I recommend this book to: Anyone who needs a crash course in debt reduction.
However, be warned: You will require a high tolerance for quotes from Scripture.
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I recommend this book to: Anyone who struggles with shopping for stuff you don’t need or can’t afford.
Because: As Benson writes: “Like the Maltese falcon in the Bogart movie, it’s the stuff that dreams are made of. And ‘stuff,’ the material things we buy with money, can have profound emotional significance, becoming inextricably linked with happiness, love, power, freedom, security, independence, control, and self-worth.”
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I recommend this book to: Everyone.
Because: One of the very best books I’ve read on the emotional life of money. However—trigger warnings abound.
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I recommend this book to: Anyone struggling with debt and money mismanagement; anyone in a complicated money situation requiring more than an app.
Because: McCall has done her work and understands the intersection of emotional and practical concerns intimately.
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I recommend this book to: Everyone should at least take a look.
Because: Learning to live with less and mindful consumption important for the planet and for our own mental health.
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I recommend this book to: Everyone.
Because: The very best practical personal finance book I’ve read on the subject of budgeting.
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I'm not a CPA, and I don't play one on t.v. But I've been fortunate to get excellent tax and investment advice over the years from sex work-friendly accountants; here's some of what I learned.
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One of the most seductive mistakes in the sex industry is not filing state and federal income tax returns because we get paid under the table or are independent contractors. If we’re responsible for our taxes because they’re not automatically withdrawn from a paycheck, we can just… forget to pay.
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There’s more to money than just making it. When I first started stripping, making [gasp] $20 an hour I thought I would never be poor again. And when I started escorting, I thought charging $200/hour would be the solution to all of life’s problems. Life quickly taught me otherwise.
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While plenty of books and articles offer step-by-step advice about how to manage finances, most of us aren’t taught to examine how money (or the lack of it) makes us feel. The result is many of us have money blind spots, which can result in unrealistic expectations, magical thinking and bad decision-making.
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