I'm not a CPA, and I don't play one on t.v. But I've been fortunate to get excellent tax and investment advice over the years from sex work-friendly accountants; here's some of what I learned.
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One of the most seductive mistakes in the sex industry is not filing state and federal income tax returns because we get paid under the table or are independent contractors. If we’re responsible for our taxes because they’re not automatically withdrawn from a paycheck, we can just… forget to pay.
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Don’t assume anyone else is better off than you. I’m dead serious about this advice, as audacious as it sounds. Looks are deceiving, and nowhere is that more true than the sex industry. No matter how hot someone is, no matter how much money they appear to be making, you have no idea what’s really going on with them.
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There’s more to money than just making it. When I first started stripping, making [gasp] $20 an hour I thought I would never be poor again. And when I started escorting, I thought charging $200/hour would be the solution to all of life’s problems. Life quickly taught me otherwise.
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If I have one regret from my decade as a 20-something, it's that I didn’t invest back when my whole life was stretched out in front of me. I didn’t start saving until I was in my thirties, and even then, I needed a lot of handholding. The biggest reason for this? I was afraid that as a sex worker, I couldn’t ask for help. That does not have to be you.
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I'm not a CPA, and I don't play one on t.v. But I've been fortunate to get excellent tax and investment advice over the years from sex work-friendly accountants; here's some of what I learned.
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A book I recommend for sex workers struggling with any aspect of their finances --- earning, saving, spending.
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